Sellers: As we negotiate your sale, not only will I work to get the optimal sales price, but I'll also push for reduced closing costs. And once we've reached an agreement, I'll give a detailed list of the closing costs so you know exactly where your money is going. Buyers: If you are purchasing a home in Chesterfield, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a suitable range so you're not astonished when you come to the closing table. I'll be glad to look over the GFE with you, answering your questions and highlighting any estimates that seem questionable.
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