Don't forget to factor in closing costs when considering a home sale or purchase. RE/MAX Suburban is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call me today at 636-812-4400 if your needs include a real estate pro experienced in the business side of buying and selling.

Closing costs you should expect

There are certain typical expenses linked to closing the sale of a house. These costs are often split between the buyer and seller, as spelled out in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Missouri to help guide you through the deal.

Costs pertaining to your loan to be paid at closing    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your sale, not only will I work to get the optimal sales price, but I'll also push for reduced closing costs. And once we've reached an agreement, I'll give a detailed list of the closing costs so you know exactly where your money is going.

Buyers: If you are purchasing a home in Chesterfield, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a suitable range so you're not astonished when you come to the closing table. I'll be glad to look over the GFE with you, answering your questions and highlighting any estimates that seem questionable.

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